01.
Register using your email
You will use it to log in and communicate with us.
02.
Verify your identity
Use your passport, ID card or driver's license to confirm that you are who you are.
03.
Make your first deposit
Send EUR via SEPA, SWIFT or debit/credit card to start earning.
What is DeFi Earn?
In short, it is an aggregator of centralised and DeFi lending platforms. We convert your EUR deposit into multiple stablecoins, and allocate them across several platforms to earn you interest.
Periodically, we rebalance your funds between stablecoins and platforms, aiming to maximize the performance of your portfolio.
Sounds complicated? Well, it is. But you don't need to worry as all the complexity is handled by us.
Get DeFi Earn
Once you confirm your identity, you’ll gain access to DeFi Earn and it's juicy low-risk interest.
DeFi Earn vs. traditional investing
DeFi Earn
Low-to-Medium volatility & risk
Governed by smart-contracts to minimise risks
Expected annual interest rate: 6-8%
True passive income
The easiest it can get
We spend hundreds of hours so that you'd only need to spend minutes
Governed by crypto community
A combined effort of thousands of developers, mathematicians and retail investors
Savings Account
Low volatility & risk
Avoids risks by sacrificing profits
Expected annual interest rate: 0.01 - 0.1%
Passive non-income
Usually not too complex
Just a visit or two to your local bank branch, maybe a call with a banker, then a followup credit card call, and a UI built in the XX century
Governed by banks
Because we all know you can trust the banks
ETF Investing
Medium-to-High volatility & risk
A bit less risky than casino (remember COVID?)
Expected annual interest rate: 4-6%
Passive stress booster
Almost rocket science
Open positions, margin accounts, order execution, trading hours, hundreds of assets and constant media noise
Governed by regulators
Helicopter money everywhere
Join the OSOM family of 6,000+ crypto investors.
What our users say
4.3
on Trustpilot
You can find reviews about our app on Trustpilot, Play Store, and App Store. Here are just some of them.
What it Takes to be a Part
of the DeFi Revolution
Decentralized Finance (DeFi) is taking the cryptocurrency space by storm. It is a new arena where financial freedom can be explored, and realized, and a technological wave that a lot of people are trying to jump on. Explore our articles and blogs below to get yourself off to a good start in the world of DeFi.