Register using your email

You will use it to log in and communicate with us.


Verify your identity

Use your passport, ID card or driver's license to confirm that you are who you are.


Make your first deposit

Send EUR via SEPA, SWIFT or debit/credit card to start earning.

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What is DeFi Earn?

In short, it is an aggregator of centralised and DeFi lending platforms. We convert your EUR deposit into multiple stablecoins, and allocate them across several platforms to earn you interest.

Periodically, we rebalance your funds between stablecoins and platforms, aiming to maximize the performance of your portfolio.

Sounds complicated? Well, it is. But you don't need to worry as all the complexity is handled by us.

defi mobile
defi desktop

Get DeFi Earn

Once you confirm your identity, you’ll gain access to DeFi Earn and it's juicy low-risk interest.

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DeFi Earn vs. traditional investing

DeFi Earn

Low-to-Medium volatility & risk

Governed by smart-contracts to minimise risks

Expected annual interest rate: 6-8%

True passive income

The easiest it can get

We spend hundreds of hours so that you'd only need to spend minutes

Governed by crypto community

A combined effort of thousands of developers, mathematicians and retail investors

Savings Account

Low volatility & risk

Avoids risks by sacrificing profits

Expected annual interest rate: 0.01 - 0.1%

Passive non-income

Usually not too complex

Just a visit or two to your local bank branch, maybe a call with a banker, then a followup credit card call, and a UI built in the XX century

Governed by banks

Because we all know you can trust the banks

ETF Investing

Medium-to-High volatility & risk

A bit less risky than casino (remember COVID?)

Expected annual interest rate: 4-6%

Passive stress booster

Almost rocket science

Open positions, margin accounts, order execution, trading hours, hundreds of assets and constant media noise

Governed by regulators

Helicopter money everywhere

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Join the OSOM family of 6,000+ crypto investors.

What our users say


on Trustpilot

You can find reviews about our app on Trustpilot, Play Store, and App Store. Here are just some of them.

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Focused on the user experience, both the interface and the menus and the operations of the APP are very intitive...

Miguel Angel Sepùlveda

Trustpilot Aug 19, 2020

What it Takes to be a Part
of the DeFi Revolution

Decentralized Finance (DeFi) is taking the cryptocurrency space by storm. It is a new arena where financial freedom can be explored, and realized, and a technological wave that a lot of people are trying to jump on. Explore our articles and blogs below to get yourself off to a good start in the world of DeFi.

man with phone
15 min

Everything You Need to know About DeFi

DeFi is still being explored and uncovered, and for new users, there is a lot to learn. Have a read through our introductory blog on DeFi as we outline all the important information that will get you going in the space.

19 September 2021

man with notebook
3 min

Being Effective and Diligent in DeFi

As is often the case in blockchain and cryptocurrency, there can be a lot of reward, but there is also risk. Understanding how to be efficient, diligent, and smart, in DeFi will help you maximize profits while mitigating risks.

14 September 2021

phone with money and credit card
25 min

10 Ways to Earn Passive Income Through Cryptocurrency

Cryptocurrency is a pathway to financial freedom, and DeFi helps accelerate that. But, when it comes to the cryptocurrency tools of financial freedom, earning a passive income is king. Read our blog on the 10 ways to make a passive income with crypto, that includes mining, staking, as well as DeFi yield farming.

24 August 2021