Should I invest my company’s cash in Crypto?

DateFebruary 16, 2022
Reading Time4 min
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Mathieu Hardy
Chief Development Officer
Is it wise to invest your company’s treasury in crypto? How to go about it? We tell you everything.
A lot of companies have dormant cash. For legal, tax or for operational reasons, companies often have cash lying around that just loses value as it gets eaten by inflation. If it's kept aside for short-term reasons, it won't have a big impact. But if it is money that you are not touching for years, maybe you don't want to see it melt.
Introduction

Money in the treasury?

Maybe your company has starting capital that's not being used or turned a profit and you thought best to keep it for future investments.  Maybe you have a "liquidation reserve", or you are delaying dividend distribution to make sure the time is right.

Congrats. Now here are some solutions to help you mitigate the risk that it just get melted by inflation.

OSOM Crypto Autopilot

OSOM Crypto Autopilot - the best crypto portfolio

Do you want exposure to the market's best crypto assets but have no interest in managing the positions daily? We understand, because we don't have time either.

That's why we invented the OSOM Crypto Autopilot. It uses the same quantitative methods used by sovereign funds and robo advisors in banks all over the world to manage a well-diversified portfolio of crypto assets. There is a deep-dive on how it works here, and that's also the place where you can see that it beats all other portfolio construction solutions on the market.

The short of it is you won't find another "hands-off" approach that offers the same level of diversification and consistency with returns that are as good.

OSOM DeFi Earn

OSOM DeFi Earn - lending tokenized dollars

If you would rather not risk the volatility of the crypto markets with your treasury, you might still enjoy the possibilities offered by our DeFi Earn product.

We created OSOM DeFi Earn so you can lend tokenized US Dollars in Decentralized FInance. Because historically that returns about 6% a year, instead of 0.01% like your USD bank account does. 

You can find all the details on how it works here.

You could do it yourself but it would be riskier and more expensive. It would also take you hours instead of seconds.

And if you have any future obligations in USD, there isn't even a foreign exchange risk.

How can I get started?

How can I get started?

You can get started at app.osom.finance, making sure you tick the "Business Account" box under the password field.

You will then be asked to verify your identity as well as that of your company.

Indeed, the anti-money laundering rules and regulations require that we identify the beneficial owners of the companies that open accounts. That's anyone who exercises control over the company (managers and directors) as well as those shareholders who have at least 25% of ownership. Those same regulations also require that we verify your source of funds, so we will ask you to prove where the assets come from, whether you are bringing in € or crypto. Just like any asset manager, exchange, or custodian would.

All this is very standard for opening accounts, can usually be done with a few documents you already have at hand, and doesn't take too long. Our team does its best so that your account is opened in a day once we have all the documents.

The good news is that, as crypto assets aren't financial assets, you don't need to have a Legal Entity Identifier (LEI) code.

What are the taxes on Crypto Investments for companies?

We can't offer any pointers as to what taxations might be like for your company because, depending on where you are reading us, that will vary widely. Some countries allow you to deduct your losses, others don't, for example.

We can only recommend that you talk to your company's accountant before taking the plunge.

Are you ready to make your treasury work for you? Don't let it get melted by inflation. We offer simple and rewarding crypto-asset management to everyone. Get started at app.osom.finance.


OSOM is the Crypto Wealth Manager with all you need: wallets, an exchange, a Crypto Robo-Advisor, DeFi Earn to lend stablecoins in Decentralized Finance, and Crypto Strategies. It is all you possibly need in a Crypto Asset Manager to manage your investments without thinking twice about it.

Our computers do the work for you with a long-term perspective so you don't have to. From crypto on-and-off ramps to passive income and diversified portfolios of the market's best assets, OSOM has you covered.

Whether you are an individual, a company, or a professional asset manager, we've got you covered.

OSOM is licensed in Estonia, secure, trusted by thousands and was recognized by 4 industry awards in 2021 alone.

If you are wondering How the Autopilot Works, read this. And find the live performance here.

If you want to know why you might want to use DeFi Earn, read this.

The guide to getting started is here. You're only 5 minutes away from a diversified crypto portfolio.

💬 If you want more news throughout the month, or have a chat with the team, find us on 🐦 Twitter, 👔 Linkedin, 🎞️ Youtube, 💬 Telegram, 📧email, and 🔖 Reddit.

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Mathieu Hardy
Chief Development Officer

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